Payment Options

At, Sledge Total Protection, OUR CUSTOMERS COME FIRST! We realize that chances are you weren’t expecting to make an HVAC purchase and most families don’t have $5,000.00 or more on hand for this type of expense. This is where financing can benefit you. Not only is financing a great option for when you have an emergency expense, but also for when it makes sense to use your financial reserves for something else. Unlike, other companies we provide multiple financial institutions and solutions to fit your HVAC needs.

FTL Finance

Credit Card or Lease Option

  • Competitive fixed rates from 5.99% to 19.99%
  • Terms up to 7 years
  • Loan amounts from $1,000 to $35,000
  • Deferred interest plans available for 90 days, 6 months, and 12 months (plans not available in all areas)
  • No minimum monthly payment required during deferred interest period
  • Regular financed contracts are available in all areas


  • Non-promotional rate of 16.99%
  • Loan amounts from $300 to $35,000
  • Deferred interest plans available for 6 months and 12 months (plans not available in all areas)
  • Minimum monthly payments required during deferred interest period
  • Regular revolving lines of credit are available in all areas

RedBrick Financial

Income Based Financing

RedBrick helps homeowners make purchases based on need, not budget. That’s how we help you find the best solution for your needs.


Homeowners have several options when making large purchases: depleting cash reserves, borrowing from the bank or using their credit card, which typically comes with an often unmanageable 19%-29% interest. RedBrick’s home improvement payment solutions enable you to pay out your loan when it best suits your budgets.

  • A range of payment solutions
  • Fast dealer funding
  • Extensive training and support
  • Applications reviewed in minutes
  • Dealer success tools
  • Simple application process

Microft Financing

Rent To Own

Our lease-to-own option is designed especially for homeowners who need to replace their heating or cooling system but who may not be approved for traditional financing due to low credit scores or financial challenges from the past.

Minimum financial requirements are needed for approval and no credit required.

  • Easy Online Application
  • EARLY PURCHASE options
  • FLEXIBLE monthly payment options
  • QUICK response times
  • Microf specializes in rent to own options for residential replacement HVAC systems.
  • Enroll in E-Statements
  • Pay Online